Car finance – make an application for car financing properly through the bank

Compare choices and select the smartest one for your needs from three available types of car finance. OP auto loans are often affordable, safe and versatile.

Financial Loan

Many interest rate that is affordable

• Owner-occupied apartment or any other assets as collateral
• For many banks’ clients
• No predetermined maximum quantity
• Typical interest rate 2–5 per cent

Credit Rating

The option– that are fastest money in to your account instantly

• No requirement for security or guarantors
• Limited to OP clients
• Max. 15,000 euros
• Typical interest rate 6–8 per cent

Hire Buy

For several banking institutions’ clients

• The vehicle to be purchased as security for funding
• For several banking institutions’ clients
• No predetermined maximum quantity
• Typical interest rate 2–7%

Would you first desire to calculate the month-to-month payment of one’s car finance?

Numerous methods to invest in a moto car – from us you will get car finance this is certainly ideal for your

It is possible to submit an application for three several types of auto loan from OP. They vary from one another when it comes to security, rate of interest and maximum loan amount. You are able to choose from a secured car loan, an unsecured auto loan and an automobile hire purchase. We could surely provide you with the absolute most suitable option to fund a vehicle.

Trying to get auto loan from OP is sensible. We never apply concealed interest or any other costs. Being an OP owner-customer, you can expect to constantly make OP bonuses through auto loan with us.

Secured auto loan – choose Bank Loan

With a secured financial loan, you could get the automobile in your name straight away, in the smartest rate of interest available on the market. You’ll need security for the loan, such as for instance an owner-occupied house, a vacation house, deposits or securities.

The attention rate for a financial loan is normally 2–5%. You can submit an application for a guaranteed loan starting from 8,000 euros, without any top limit. File that loan application online; you will get that loan choice within 1–3 times.

You can easily make an application for a guaranteed Bank Loan even although you aren’t an OP consumer.

Unsecured auto loan – choose Special Consumer Credit

If you wish to fund your car or truck with Special Consumer Credit, you’ll get the income to your account quickly https://speedyloan.net/payday-loans-fl and you may purchase the automobile anywhere you desire.

You may get a motor car finance as high as 15,000 euros without security. Just OP clients can put on for the Special Consumer that is unsecured Credit. The credit rate of interest is generally 6–8%.

Submit an application for the credit on the web. Ordinarily, you get that loan decision and provide right away. You can accept the offer on op.fi and you will get the money to your account immediately after you have read the loan terms and conditions.

With hire purchase, it is possible to easily buy a car and conveniently from an automobile dealer

Whenever you obtain a motor car with hire purchase, the automobile to be purchased functions as security for the funding. You certainly do not need any extra security or guarantors. OP will have the vehicle through to the final hire-purchase instalment has been compensated.

What’s the cheapest car finance?

When selecting an auto loan, pay attention to the ultimate costs that are overall. There’s more to loans compared to the interest establishment or rate cost. Typically, you’re going to be charged a credit establishment fee, a managing cost and interest, and these really should not be contrasted individually. That loan with all the cheapest establishment charge is certainly not the lowest priced choice in the long run.

Make use of the OP finance calculator to effortlessly start to see the total interest and costs of the auto loan. The calculator assists you intend a loan duration this is certainly suited to both you and determines the effective rate of interest for every car loan alternative.

Exactly What impacts the attention price and cost of a motor auto loan?

The attention rate and cost of one’s car finance are influenced by the mortgage quantity and whether you go searching for a loan with or without security. The attention price of that loan with security is definitely less than compared to a loan that is unsecured.

Make an application for an auto loan on line and quickly get a decision

No matter what form of automobile funding you decide on, fill out and submit the loan application on the web. You certainly will constantly obtain the auto loan choice quickly.

Earn OP bonuses via a motor auto loan

Being an owner-customer, you may make OP bonuses through a motor car finance with us. You should use bonuses to pay for, state, your automobile insurance costs. For instance, with us, you will be entitled to OP bonuses worth 37.50 euros for the first year if you have a loan of 15,000 euros.