Frequently Asked Questions | Home Equity and Credit Line What’s a true home Equity Loan? A property equity loan utilizes a percentage of this appraised value of your main residence, above your debts in your existing home loan, as safety for the loan. What exactly is a house Equity credit line? A property equity credit line is a kind of revolving credit for which your house functions as collateral for the loan. Since your house is going to be your

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